Knight-Ridder Tribune Business News Wire
Planning, Discipline Keys To Success

Some investors used to think asset allocation involved the Rule of 20: putting 20 percent of your money into each of the top five- performing mutual funds and retiring after your portfolio earned 20 percent a year for 20 years. "That's your most important decision," says Randy Woolridge, a finance professor at Penn State's Smeal College of Business. For information on how to receive the full story, contact Steve Infanti in the Smeal College Media Relations' Office at smi3@psu.edu .

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REPORTERS & EDITORS: For more information, please contact Wyatt DuBois in the Smeal College of Business Media Relations Office at 814-863-3798 or wed112@psu.edu .

Penn State's Smeal College of Business offers highly ranked undergraduate, MBA, executive MBA, Ph.D., and executive education opportunities to more than 5,500 students at all levels. Featuring academic departments of accounting, finance, marketing, insurance and real estate, management, and supply chain and information systems, the college is also home to major research centers such as the Center for Supply Chain Research, the Institute for the Study of Business Markets, the eBusiness Research Center, the Farrell Center for Corporate Innovation and Entrepreneurship, the Center for Global Business Studies, and the Center for the Management of Technological and Organizational Change.

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